Mortgage Adviser vs Bank?
Mortgage advisers work for you, not the bank: One of the main benefits of using a mortgage adviser in NZ is that they work for you, not the bank. They are not tied to any particular bank or lender and are therefore able to provide you with unbiased advice and recommendations.
Access to a wider range of lenders: Mortgage advisers have access to a wide range of lenders, including smaller banks and non-bank lenders, that you may not have access to when dealing directly with a bank. This means that you may be able to find a better deal or a more suitable product for your needs.
Save time and stress: A mortgage adviser can save you time and stress by doing the legwork for you. They can help you with the application process, liaise with lenders on your behalf, and help you understand the various mortgage options available.
Tailored advice and solutions: A mortgage adviser will take the time to understand your individual needs and circumstances and provide tailored advice and solutions. They can help you choose the right mortgage product, structure your mortgage in the most tax-efficient way, and provide guidance on how to pay off your mortgage sooner.
Ongoing support: A mortgage adviser can provide ongoing support throughout the life of your mortgage. They can help you navigate any changes to your financial circumstances, such as a change in employment or interest rate fluctuations, and provide guidance on how to manage your mortgage effectively.
If you are stressed from waiting for a reply from the bank, not getting your pre-approval in time or are unable to find the right lending rate that works for you, get in touch with Jiji Couch from Vega Lend.
Let’s get you your dream home today!
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